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- Its fee-free two-year fixed rate (90percent LTV) also rises to 5.29percent – an increase of 0.13 percentage points.
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- Fleet cut rates on its seven-year fixed rate mortgages earlier this month.
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Its five-year fix is repriced down to 3.99percent from 4.64percent, while its 10-year fix is reduced by a chunky 98 percentage points from 4.97percent also to 3.99percent. Both deals require a 40percent deposit and are available to new and existing customers. The Track Record mortgage is for first-time buyers who do not have a cash deposit but who can demonstrate they have successfully made rental payments for the past 12 months.
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The bank has also cut its five-year fixed rate product transfer deal at 3.79percent (for customers with at least 40percent equity in their property – 60percent loan to value). Skipton’s biggest rate cut is on its two-year fixed rate for purchase or remortgage at 75percent loan-to-value, which drops from 4.99percent to 4.72percent. For borrowers with just 10percent deposit towards their home purchase (90percent loan to value) the rate is 5.27percent. Skipton building society is cutting selected residential and buy-to-let fixed rates, through brokers, by up to 0.46 percentage points from 31 January, writes Jo Thornhill. Its five-year fixed rates for remortgage now start from 4.19percent with a 995 fee (60percent LTV).
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